Commercial · Calculator
LTV Calculator
Loan-to-value ratio, equity cushion, and maximum loan at a program LTV cap.
Inputs
LTV = Loan amount ÷ property value (or purchase price / appraised value).
Appraised value or purchase price
Program limit (e.g. 65% acquisition)
Results
Loan-to-value
65.0%
Equity
$3,500,000
Max loan @ 65% LTV
$6,500,000
Headroom to max LTV
$0
Property value
$10,000,000
Loan amount
$6,500,000
Educational disclaimer: For educational purposes only. Not financial, legal, tax, or investment advice. Results depend on your inputs and local conditions. Verify assumptions with qualified professionals before making decisions.