Investment Analysis · Calculator

Investment Property Analyzer

Comprehensive underwriting: purchase, loan, income, expenses, vacancy — outputs cash flow, cap rate, cash-on-cash, NOI, DSCR, GRM, and a hold-period sketch.

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Deal inputs

Full rental underwriting snapshot: acquisition, financing, operations, and key returns in one place.

Purchase price ($)

Closing costs ($)

Initial repairs / capex ($)

Down payment (%)

Interest rate (%)

Amortization (years)

Gross rent ($ / month)

Other income ($ / month)

Vacancy (%)

Property taxes ($ / yr)

Insurance ($ / yr)

Maintenance ($ / yr)

Property management (% EGI)

Utilities owner-paid ($ / yr)

HOA ($ / month)

Reserves ($ / yr)

Misc. OpEx ($ / yr)

Appreciation (% / yr)For hold-period sketch only

Hold period (years)

Selling costs (%)

Results

Monthly cash flow

$191

Annual BTCF

$2,296

NOI

$29,598

Cap rate

6.23%

Cash-on-cash

1.58%

DSCR

1.08

GRM

9.42

1% rule (rent/price)

0.88%

Income & expenses

Gross scheduled income

$51,600

Vacancy loss

$2,580

EGI

$49,020

Total OpEx

$19,422

Management

$3,922

OpEx ratio

39.62%

Financing & equity

Loan amount

$356,250

Cash invested

$145,750

P&I / month

$2,275

Annual debt service

$27,303

Hold sketch (5 yrs @ 3% apprec.)

Est. future value

$550,655

Est. loan balance

$333,870

Est. equity after sale costs

$183,746

Cumulative BTCF

$11,479

Profit vs cash in

$49,474

Equity multiple

1.34x

Educational disclaimer: For educational purposes only. Not financial, legal, tax, or investment advice. Results depend on your inputs and local conditions. Verify assumptions with qualified professionals before making decisions.